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Overnight Home Care: What's the Cost?

In contemplating care at home, it is important to consider exactly what help your loved one or relative will need. Assistance or just a presence is often required at night as elderly people commonly have disturbed nights due to bathroom visits or medical conditions.

It is important to note that the precise rates of care vary significantly according to the needs of your relative or loved one and exactly when they will need care.

Overnight home care: What’s the cost?

In contemplating care at home, it is important to consider exactly what help your loved one or relative will need. Assistance or just a presence is often required at night as elderly people commonly have disturbed nights due to bathroom visits or medical conditions.

People living with dementia can regularly experience restlessness and wandering during the night so having someone there during the night to provide help if it is needed can be vital.

Also, when looking at overnight home care options, it is vital to consider the costs involved. It is important to note that the precise rates of care vary significantly according to the needs of your relative or loved one and exactly when they will need care.

Overnight care costs

Paying for a carer overnight can cost around £15-30 per hour, depending on the needs of the care recipient. It is important to factor in exactly how much care your loved one will need and when.

If your loved one requires help with their bedtime routine or their morning routine, dressing and undressing, washing brushing teeth, taking medication and so forth, they may need 10-12 hours a night.

Paying for a home carer on an overnight basis could cost around £1000 per week, in addition to any day time visits that may be required. For this type of domiciliary overnight care, weekends and Bank Holidays are usually charged at a premium.

Realistically, you’re often going to be paying a lot more by directly employing a carers. It’s not just about ensuring you’re paying the right salary to your home carer. By taking on the role of direct employment, you’re also liable to cover off sick pay, holiday pay and parental cover.

If you opt to hire a home carer through Elder, you’re able to avoid this liability, but you still get the complete peace of mind that your loved one is receiving the dedicated, one-on-one care they deserve in their own home.

Dulcie’s story

Dulcie is one of our longest serving customers. In this short video, she talks through the reasons behind her, and her family’s decision to choose full-time home care rather than the care home.

Live-in care

If an elderly loved one or relative requires care and assistance day and night, a live-in carer can help to look after them in their own home. A live-in carer can provide personal care such as washing, dressing, coping with incontinence issues, practical help including ironing, shopping and help with day to day tasks such as answering the door or the phone as well as being there throughout the night.

Live-in elderly care provides the 24/7 assurance that there will be someone with your loved one or relative overnight too. Good live-in care agencies will closely match the carer with the recipient to ensure their needs are met fully and that the carer can really become a friend or ‘part of the family’.

Companion care is suitable for those who do not need quite as much help with personal care and general assistance. The principal objective is, as the name suggests, to provide your relative or loved one with a companion. It is less focused on personal care and hygiene and instead, it provides a friendly face and company.

A companion carer is there to chat to your loved one, provide someone to dine with and to help them get out and about. This level of care is suitable if the needs of your loved one are at the lower end of the scale, but you would like someone there overnight in case they require assistance.

Complex needs

If your relative is living with dementia, they may have more complex needs and requirements, but for many people in this situation, it is still possible to remain in their own home with the assistance of a home carer. Our carers are trained for dementia care and they are experienced at managing the needs and accompanying symptoms that come with the condition.

Your loved one or relative will benefit from being able to remain in their own home, as being in familiar surroundings can be very reassuring for people experiencing the anxiety that dementia can frequently cause.

Your loved one will have someone around all hours of the day. And, even though home carers are only scheduled to work set hours throughout the day, your loved one will always have the peace of mind that someone is on hand in the event of an emergency. An Elder live-in carer costs from £845 per week which, for one on one support, compares favourably with the staffing ratios and costs of a care home.

Help with costs

There are a range of government funding options and benefits available, which can assist with care, including overnight care costs. Local authority funding is dependent on assets, and this varies from England and Northern Ireland to Wales and Scotland. This funding depends on the needs of the recipient, so your loved one would have a care needs assessment to determine eligibility and the amount.

If local authority funding is the most suitable option for you, you’re able to take this in the form of a direct payment. This gives you complete control over the money – meaning you’re able to choose the care option you think is best for them.

A Care Needs Assessment can also determine if your loved one is entitled to NHS Continuing Healthcare. This financing is for care and support taking place outside the hospital. If eligible, your loved one would receive the full costs of their care and a bespoke care and support package would be provided by a healthcare professional.

Unfortunately, despite growing pressure from a host of charities – including the Alzheimer’s Society – dementia care is not currently covered by NHS Continuing Healthcare.

There are benefits for both recipients and caregivers. The Personal Independence Plan (PIP), via the Department for Work and Health is not means tested – it is based on a medical assessment and covers long term health conditions for those below the age of 65.

Attendance Allowance is specifically for those who need help with everyday tasks, getting around and medical care. As with PIP, it is not means tested but has two components day and night and day only, so the amount required depends on the exact care required. If you look after someone for 35 hours a week or more you may be entitled to a Carer’s Allowance; the amount depends on your financial situation and on meeting eligibility criteria.

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