Insurance: protecting yourself as a self-employed carer
If you’re a self-employed carer, ensuring you have the right insurance can be a great idea for protecting yourself.
In this guide, we’ll look at why insurance for carers is important.
Why do self-employed carers need insurance?
No job is completely risk-free. As a self-employed carer, you’ll be working with vulnerable people in their own homes, which can bring with it some risks. Providing personal care, helping a client move from one place to another, or even routine household tasks may not always go smoothly.
Having the right insurance in place can help protect you legally and financially from potential risks. Hopefully, you won’t need to use it, although it’s worth knowing that insurance is also there to protect you from more mundane things too.
Insurance can help your client and their family feel more confident too. Not only does it show that you take your profession seriously, but it can also provide peace of mind that if something unexpected happens, you’ve put the proper processes in place to deal with it appropriately.
It is always important to check the level of cover offered is appropriate for your needs. We advise you to compare the prices and levels of cover offered by different providers.